Individual Tax
For anyone with income from more than one source, preparation and planning are part of the same job. A return reflects decisions made throughout the year, and filing is the final step, not the starting point. We prepare federal and state returns for straightforward and complex situations alike, including wages, self-employment, investments, rental properties, partnerships, trusts, and equity compensation.
Common forms and schedules include:
- Form 1040 and all supporting schedules
- W-2 income, including multiple employers and mid-year job changes
- 1099-NEC self-employment income and Schedule C
- Schedule D for investment income, capital gains, and losses
- Schedule E for rental and passive income
- K-1 income from partnerships, S-corporations, and trusts
- Equity compensation: RSUs, nonqualified stock options (NSOs), and incentive stock options (ISOs)
- Qualified Small Business Stock (QSBS / Section 1202)
- Active trader returns, wash sale analysis, and mark-to-market elections
- Multi-state and nonresident returns
- Trust returns (Form 1041)
- Gift tax returns (Form 709)
- Amended returns (Form 1040-X)
Trusts and Gift Tax
Trust and gift tax returns are often part of the same picture as the individual return. A trust may issue K-1s that need to line up with the related Form 1040, and a large gift or trust funding transaction may require Form 709 even when no current gift tax is due. We treat those filings as connected work, which keeps reporting, basis tracking, and exemption usage coordinated.
Tax Planning Throughout the Year
Most individual tax decisions have timing components: estimated payments, retirement contributions, equity compensation, loss harvesting, and income shifting between years. None of it is automatic. For individuals with meaningful tax complexity, the planning conversation needs to happen in September, not April.
Your Situation Might Go Further
Individual tax is often the starting point, but the full picture sometimes goes further. If you own a business, have cross-border income, or want your books and filings handled together, these services connect directly to the individual return.
Individuals and Families We Work With
We work with individuals and families with income from more than one source, anyone navigating a significant financial event, and people who want a CPA involved before the transactions happen, not just when it is time to report them. If your tax situation has gotten more complex than it used to be, or you are not confident the last few returns were handled correctly, this is a good place to start.